Property
- A guide to conveyancing
- An overview of residential property
- Buying & selling at auction
- First Time buyers
- Leasehold flats and apartments
- Lenders' panels
- Mortgages & remortgages
- Your home and later life
- Rural property
- Commercial leasehold properties
- Commercial Property
- New Build Property
- Fees
- Complaints
Useful info
Mortgages & remortgages
Mortgages and remortgages
Many people don’t realise that the process of changing your mortgage provider or remortgaging a property carries much of the same legal processes as actually buying a home in the first place.
From the perspective of the lender, the property, even if you aren’t moving home, is still considered to be a new security and is subject to all the same paperwork you would be completing for a first time mortgage.
We handle everything for you, from the legal title investigations through to searches and the management of the cash transaction. We use the mortgage advance to pay off the existing mortgage and register the new lending agreement with the Land Registry.
We can also partner up our experts across multiple teams to help you with any related issues such as the specifics relating to leasehold homes and the property side of any family or major life changes.
Find out more, call 01423 542775 to speak to anyone in the Residential Property team or email Property@berwin.co.uk
